Simplify payment processing, empower your business.
We build robust, scalable, and fully compliant domestic payment solutions for US industries others turn away. Navigate state and federal regulations with confidence.
High Wire Payments gives restricted and high-risk merchants a cleaner path to merchant accounts, gateway setup, payment stability, and long-term growth.
Payments
Built for high-risk industries.
Stable, scalable, and compliant payment support.
Processing built for restricted industries.
High-risk merchants need more than a basic account. They need the right bank, the right gateway, and the right compliance positioning from the start.
Website integrations.
We work with flexible website setups across Shopify, WordPress, Wix, and BigCommerce so merchants can keep the platform they already like while getting connected to the right payment gateway.
How it works.
A streamlined, transparent process designed to get your business processing payments compliantly and quickly.
Tell us about your business.
Start with a short application so we can understand your industry, sales model, products, volume, and current processing setup.
Complete a compliance review.
We review your business, website, policies, products, and risk profile so your file is positioned correctly before underwriting.
Get connected.
Once approved, we help connect the right gateway, platform, and processing setup so you can start accepting payments with more confidence.
Built for businesses that need more than basic processing.
High Wire Payments supports restricted and high-risk industries that need informed underwriting, realistic expectations, and payment infrastructure that can grow.
Why merchants work with Leah.
High-risk processing works best when your agent understands your industry, your compliance exposure, and what underwriters need to see.
Industry-aware placement.
We work with merchants that are often misunderstood by traditional processors and help position the file correctly from the beginning.
Gateway guidance.
We help merchants understand Authorize.Net, NMI, gateway settings, fraud filters, AVS, CVV, and integration basics.
Compliance-focused review.
We look for website issues, policy gaps, restricted product claims, and billing concerns before they become avoidable underwriting problems.
Straightforward expectations.
High-risk processing is not one-size-fits-all. We help explain what is realistic based on your business model and category.
Support beyond approval.
Getting approved is only part of the process. We help merchants understand payment flow, chargebacks, reserves, gateway issues, and growth.
Built for growth.
We focus on stable payment infrastructure so merchants can process, scale, and reduce preventable disruptions.
Questions merchants ask.
High-risk payment processing can feel confusing. These are the questions merchants usually ask before applying.
Need help now?
Speak with Leah about your processing options and what your business may qualify for.
805-827-7451Do you work with high-risk businesses?
Yes. High Wire Payments works with many restricted and high-risk businesses, including ecommerce, botanicals, CBD, smoke shops, nutraceuticals, credit repair, travel, firearms, and other specialty categories.
Can I get approved if another processor shut me down?
You can still request a review. Approval depends on why the account was closed, your product category, your processing history, your website, and the underwriting requirements for your business type.
How fast can I start processing?
Some merchants can move quickly when the application, documents, website, and compliance review are complete. Many files can be reviewed within 24-48 hours, but timing depends on underwriting.
Do you support Shopify, WordPress, Wix, and BigCommerce?
Yes. We can help merchants understand platform options, payment gateways, and integration paths for common ecommerce setups.
Do I need Authorize.Net or NMI?
It depends on your business. Authorize.Net is often simple and familiar. NMI can be useful for more advanced routing, multiple merchant IDs, and flexible gateway setups.
What should I prepare before applying?
Have your business information, website, processing history if available, ownership details, bank information, and key policies ready. Your website should include clear product descriptions, terms, privacy, refund, shipping, and contact information.
How do I apply?
Simply click the Apply Now button, fill out the secure online application, and upload your documents. The underwriting team will review your file for compliance and contact you with next steps.
Ready to get started?
Stop worrying about regulatory account closures and start focusing on growth. Apply today and get a compliance decision within 48 hours.